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Top 8 Personal Finance Mistakes People Make in Their 20s

Top 8 Personal Finance Mistakes People Make in Their 20s

Ayush Samantaray•Personal Finance

Avoid costly money mistakes in your 20s. Learn how to master your budget, start investing, and use personal finance courses to build lasting wealth today.

1 min read 9 hr ago 66k impressions
LAMF Interest Rates Explained With Examples

LAMF Interest Rates Explained With Examples

Ayush Samantaray•Lamf

Understand LAMF interest rates and how to get the best loan against mutual fund rates. Save on taxes and stay invested while accessing instant cash.

1 min read 12 hr ago 70k impressions
Is Digital Silver Undervalued Compared to Gold

Is Digital Silver Undervalued Compared to Gold

Ayush Samantaray•Silver

Is silver undervalued? Compare silver vs gold investment trends in 2026 and see why digital silver is the top choice for smart B2B portfolio growth.

1 min read 15 hr ago 58k impressions
Is Digital Gold Safe During Market Crashes

Is Digital Gold Safe During Market Crashes

Ayush Samantaray•Gold

Is digital gold a safe gold investment during a crash? Learn about digital gold safety, physical backing, and how to hedge your portfolio in 2026.

1 min read 18 hr ago 65k impressions
How to Manage Money on a ₹25,000 Salary

How to Manage Money on a ₹25,000 Salary

Ayush Samantaray•Personal Finance

Learn how to manage money on a ₹25,000 salary using smart budgeting, savings strategies, and investment tips. Build financial stability even with a low income.

1 min read 2 d ago 54k impressions
Does LAMF Affect Mutual Fund Returns?

Does LAMF Affect Mutual Fund Returns?

Ayush Samantaray•Lamf

Understand how a Loan Against Mutual Funds (LAMF) affects returns, preserves compounding, avoids taxes, and helps investors access liquidity without redemption.

1 min read 2 d ago 60k impressions
How Much Silver Should a Beginner Buy

How Much Silver Should a Beginner Buy

Ayush Samantaray•Silver

New to silver? Learn how much silver a beginner should buy, ideal allocation strategies, and smart tips to buy silver online and build long-term wealth.

1 min read 2 d ago 59k impressions
Digital Gold Taxation Explained: GST, LTCG, and the 24-Month Rule

Digital Gold Taxation Explained: GST, LTCG, and the 24-Month Rule

Ayush Samantaray•Gold

Master the essentials of digital gold taxation. Learn about GST, LTCG at 12.5%, and the 24-month rule to maximize your investment returns in 2026.

1 min read 2 d ago 51k impressions
How Much Emergency Fund Is Enough in India?

How Much Emergency Fund Is Enough in India?

Ayush Samantaray•Personal Finance

Wondering how much emergency fund is enough in India? Use our guide and emergency fund calculator in India to determine the right safety corpus for financial security.

1 min read 3 d ago 58k impressions
How Much Loan Can You Get Against Mutual Funds?

How Much Loan Can You Get Against Mutual Funds?

Ayush Samantaray•Lamf

Unlock liquidity without selling assets. Learn about loan against mutual funds online, LTV ratios, and LAMF eligibility to get instant cash today.

1 min read 3 d ago 64k impressions
Digital Silver vs Physical Silver – Secure, Liquid, and Cost-Effective Investing in 2026

Digital Silver vs Physical Silver – Secure, Liquid, and Cost-Effective Investing in 2026

Ayush Samantaray•Silver

Discover the pros and cons of digital silver vs physical silver. Learn how to use a digital silver app for secure, liquid, and cost-effective investing.

1 min read 3 d ago 57k impressions
Digital Gold vs Gold ETF vs Sovereign Gold Bonds (SGB) – Best Platforms for 2026

Digital Gold vs Gold ETF vs Sovereign Gold Bonds (SGB) – Best Platforms for 2026

Ayush Samantaray•Gold

Compare Digital Gold, Gold ETFs, and Sovereign Gold Bonds (SGBs) for 2026. Learn which gold investment platform suits your liquidity needs, tax benefits, and long-term strategy.

1 min read 3 d ago 56k impressions
Emergency Fund vs Investing: Which Comes First in 2026

Emergency Fund vs Investing: Which Comes First in 2026

Ayush Samantaray•Personal Finance

Learn how to balance an emergency fund and investing in 2026. Use financial planning tools to protect your finances while growing wealth effectively.

1 min read 3 d ago 59k impressions
Why Digital Silver Is the Top Investment Choice for 2026

Why Digital Silver Is the Top Investment Choice for 2026

Ayush Samantaray•Silver

Learn why digital silver is gaining popularity in 2026. Discover how to invest safely, avoid storage fees, ensure 99.9% purity, and keep assets liquid with digital silver.

1 min read 3 d ago 64k impressions
How to Build an Emergency Fund When You Just Started Working

How to Build an Emergency Fund When You Just Started Working

Ayush Samantaray•Personal Finance

Learn how to build an emergency fund for beginners using emergency fund calculator tips. Start saving for job loss, medical costs, and unexpected expenses with Discvr.AI.

1 min read 4 d ago 61k impressions
How Much Digital Gold to Buy on a ₹30,000 Salary

How Much Digital Gold to Buy on a ₹30,000 Salary

Ayush Samantaray•Gold

Discover how to invest in digital gold on a ₹30,000 salary. Learn monthly allocation, start with ₹100, and build wealth with a digital gold SIP safely.

1 min read 4 d ago 65k impressions
Budget 2026: Personal Finance Wins & Losses - What You Should Know

Budget 2026: Personal Finance Wins & Losses - What You Should Know

Ayush Samantaray•Personal Finance

Union Budget 2026 explained: tax slab impact, investment opportunities, sector winners, and personal finance strategies for middle-class investors.

1 min read 4 d ago 67k impressions
Union Budget 2026 & Your Investments: What Middle-Class Investors Should Watch

Union Budget 2026 & Your Investments: What Middle-Class Investors Should Watch

Ayush Samantaray•Personal Finance

Understand how Union Budget 2026 impacts taxes, investments, and take-home income. Discover key sectors, tax changes, and smart strategies for middle-class investors.

1 min read 4 d ago 54k impressions
Understanding Ownership Rights After Pledging Mutual Funds

Understanding Ownership Rights After Pledging Mutual Funds

Ayush Samantaray•Lamf

Understand lien vs ownership and learn how to pledge without selling through a loan against mutual funds while keeping your investment returns and compounding intact.

1 min read 5 d ago 57k impressions
How the Union Budget 2026 Affects Your Income Tax and Take-Home Salary

How the Union Budget 2026 Affects Your Income Tax and Take-Home Salary

Ayush Samantaray•Personal Finance

Learn how the Union Budget 2026 affects income tax slabs, take-home salary, and liquidity. Explore smart tax planning tips for FY 2026-27.

1 min read 5 d ago 60k impressions
Loan Against Mutual Funds vs Personal Loan: Which Is Better for Liquidity?

Loan Against Mutual Funds vs Personal Loan: Which Is Better for Liquidity?

Ayush Samantaray•Lamf

Compare loan against mutual funds vs personal loan to understand interest rates, flexibility, tax impact, and when LAMF is a better borrowing option.

1 min read 5 d ago 56k impressions
Digital Gold vs Physical Gold for Monthly Investing

Digital Gold vs Physical Gold for Monthly Investing

Ayush Samantaray•Gold

Compare digital gold vs physical gold for monthly investing. Learn about costs, security, liquidity, and how to buy digital gold online using a digital gold app.

1 min read 5 d ago 50k impressions
What to Do With Your First Salary – A Simple Money Plan

What to Do With Your First Salary – A Simple Money Plan

Ayush Samantaray•Personal Finance

Learn how to manage your first salary with a simple money plan. Track expenses, save 20%, use personal finance tools, and start building long-term wealth.

1 min read 5 d ago 55k impressions
Why LAMF Does Not Trigger Capital Gains Tax

Why LAMF Does Not Trigger Capital Gains Tax

Ayush Samantaray•Lamf

Learn why a loan against mutual funds does not trigger capital gains tax. Discover how lending against securities enables tax-free borrowing while preserving compounding.

1 min read 5 d ago 56k impressions
When to Withdraw Funds and When to Repay LAMF Early

When to Withdraw Funds and When to Repay LAMF Early

Ayush Samantaray•Lamf

Learn when to withdraw investments and when to repay LAMF early. Master credit line management using lending against securities and loan against mutual funds strategies.

1 min read 6 d ago 55k impressions
Why Borrowing Beats Selling During Market Dips

Why Borrowing Beats Selling During Market Dips

Ayush Samantaray•Lamf

Discover why borrowing through a loan against mutual funds is smarter than selling during market dips. Preserve compounding and avoid tax leakage with lending against securities.

1 min read 6 d ago 70k impressions
Using LAMF Without Disrupting Long-Term Financial Goals

Using LAMF Without Disrupting Long-Term Financial Goals

Ayush Samantaray•Lamf

Unlock liquidity without selling your portfolio. Learn how a loan against mutual funds supports goal-based investing while preserving compounding and long-term wealth.

1 min read 6 d ago 67k impressions
Understanding E-Mandate Failures in Mutual Fund Loans

Understanding E-Mandate Failures in Mutual Fund Loans

Ayush Samantaray•Lamf

Learn how to fix e-mandate issues and prevent repayment failures for your loan against mutual funds. Discover expert strategies for seamless lending against securities.

1 min read 6 d ago 69k impressions
How Incorrect Contact Details Impact LAMF Processing

How Incorrect Contact Details Impact LAMF Processing

Ayush Samantaray•Lamf

Learn how incorrect contact details cause MF fetch errors and delay your loan against mutual funds. Update MF contact details for seamless lending against securities.

1 min read 6 d ago 55k impressions
Why Does Loan Eligibility Sometimes Show Zero?

Why Does Loan Eligibility Sometimes Show Zero?

Ayush Samantaray•Lamf

Discover why loan eligibility shows zero for lending against securities. Learn zero LAMF limit reasons and how to fix eligibility issues effectively.

1 min read 6 d ago 67k impressions
Premium Insights
Latest in Premium Personal Finance
View all

Top 8 Personal Finance Mistakes People Make in Their 20s

How to Manage Money on a ₹25,000 Salary

How Much Emergency Fund Is Enough in India?

Emergency Fund vs Investing: Which Comes First in 2026

How to Build an Emergency Fund When You Just Started Working

Budget 2026: Personal Finance Wins & Losses - What You Should Know

Union Budget 2026 & Your Investments: What Middle-Class Investors Should Watch

How the Union Budget 2026 Affects Your Income Tax and Take-Home Salary

What to Do With Your First Salary – A Simple Money Plan

What Is the Future of AI in Wealth Management?

Latest in Premium LAMF
View all

LAMF Interest Rates Explained With Examples

Does LAMF Affect Mutual Fund Returns?

How Much Loan Can You Get Against Mutual Funds?

Understanding Ownership Rights After Pledging Mutual Funds

Loan Against Mutual Funds vs Personal Loan: Which Is Better for Liquidity?

Why LAMF Does Not Trigger Capital Gains Tax

When to Withdraw Funds and When to Repay LAMF Early

Why Borrowing Beats Selling During Market Dips

Using LAMF Without Disrupting Long-Term Financial Goals

Understanding E-Mandate Failures in Mutual Fund Loans

Latest in Premium Silver
View all

Is Digital Silver Undervalued Compared to Gold

How Much Silver Should a Beginner Buy

Digital Silver vs Physical Silver – Secure, Liquid, and Cost-Effective Investing in 2026

Why Digital Silver Is the Top Investment Choice for 2026

Is Digital Silver SIP a Smart Investment Choice?

Silver or Gold: Which Is a Better Investment Hedge?

What Drives Silver Demand and Price Movements?

Latest in Premium Gold
View all

Is Digital Gold Safe During Market Crashes

Digital Gold Taxation Explained: GST, LTCG, and the 24-Month Rule

Digital Gold vs Gold ETF vs Sovereign Gold Bonds (SGB) – Best Platforms for 2026

How Much Digital Gold to Buy on a ₹30,000 Salary

Digital Gold vs Physical Gold for Monthly Investing

What Factors Drive Daily Gold Price Movements?

Digital Gold SIP vs Gold ETF: Which Should You Choose

Is Digital Gold Better Than Fixed Deposits in 2026?

How Safe Is Digital Gold Storage and Insurance?

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