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Retail Investors Increase Use of Loan Against Mutual Funds for Liquidity
Rising financial awareness and digital lending platforms are driving increased retail adoption of Loan Against Mutual Funds in India.
Retail investors in India are increasingly using Loan Against Mutual Funds as awareness of asset-backed borrowing grows. Banks and fintech platforms report higher inquiries for LAMF, driven by digital onboarding, quick disbursals, and flexible repayment options. The product is being used not only for emergencies but also for planned expenses such as education fees or business working capital. Apply Now