A trend combining artificial-intelligence and cryptocurrency is reshaping private capital flows: platforms that use AI algorithms to score deal-flow, tokenise access and reduce gatekeepers are gaining traction. One standout project, IPO Genie ($IPO), offers AI-driven deal access via a token model, promising transparency and on-chain auditability. Analysts warn that while the innovation is powerful, regulatory and governance risks remain high in this nascent model. The shift signals how the startup-funding paradigm is evolving in Web3 and fintech worlds.